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No salary proof? You can still borrow! Self-employment loan? No problem!
As a freelancer or an entrepreneur, when you are in urgent need of some cash, are you unable to apply for a loan because you cannot provide salary proof? Cannot obtain cash quickly because of the time-consuming document verification process?
Promise provides self-employed people with low-interest personal loans, no income proof needed. In just a few simple steps, the cash will be available instantly without complicated process.
No Supporting Documents Required# Freelancer Loan◆
Whether you are self-employed or an entrepreneur, applying for the Promise No-doc Loan will only require your ID card and mobile number. Loan approval is fast, and borrowing money is easier than ever!
Online Instant Approval⦿ No Need to Show Up in Person*
Your loan application, agreement signing, and fund transfer can all be completed online with simple and quick procedures. Easier apply for a loan anywhere, anytime.
Faster Payment System (FPS) Instant Transfer^
Promise transfers funds instantly through FPS once your loan is approved!
❝PROMISE did not need me to show up in person for my loan application, even when I had no proof of income!❞
❝The PROMISE short-term loan was a great help to my daughter, it was approved speedy even with no income proof!❞
❝Even if I was out of budget, all the application procedures for Emergency Loan, including approval and signing contract can be done online, enabling me to quickly get cash in an emergency.❞
❝PROMISE helped me clear my credit card payment at a low interest rate, so I could pay it off faster and
save more!❞
❝With PROMISE revolving loan, I can get fund whenever I need and ensure more stable cash flow!❞
❝Flexibility is key in life. PROMISE's loans are applicable for university students as well, helping them get through times of hardship.❞
❝I have compared personal loan solutions which offer express approval from several loan providers, and applying via PROMISE's online platform is definitely the simplest and most convenient!❞
Yes, of course. Promise provides a personal loan without income proof especially for self-employed applicants and freelancer. As long as you are 18 years old and you can provide the required information and documents, you will be eligible for the loan application.
The loan application requires documents including HKID card and mobile phone number only#. With more supporting documents, such as address proof, proof of income or business registrations to prove your repayment ability, your chance of getting a higher loan amount will be increased.
Repayment period of No-doc Loan for Self-employed varies from 3 to 84 months. Assuming a loan amount of HK$200,000, with monthly flat rate of 0.2% (annual percentage rate of 4.49%) and a repayment period of 36 months with no handling fee, the monthly repayment amount will be HK$5,940. All examples and information of interest rate are for reference only, and final approval is subject to actual circumstances of individual personal loan applicant. According to the Money Lenders Ordinance, the maximum annual percentage rate is 48%.
