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Instant Personal Loan

Instant Personal Loan Instant Personal Loan

In situations where you need cash urgently, Promise's Instant Personal Loan is here to help, offering approval and funds transfer to you online and instantly. The entire loan application process can be completed online, allowing you to obtain cash anytime and anywhere. The money lending process is simple and fast, and all you need to do is complete the application procedures to meet your emergency cash flow needs.

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Your Priority for Personal Cash Loan

Promise, Best Choice for Loans

Promise Revolutionises Your Loan Experience

Loan Plan of General Money Lenders
Loan Plan of General Money Lenders

Loans approve manually. Procedures from application to transaction usually takes 3 to 10 working days or even longer.

Promise Instant Personal Loan
Promise Instant Personal Loan

Quick!
Applying online enables instant loan approval⦿ and instant fund transfers^ to be made.

Loan Plan of General Money Lenders
Loan Plan of General Money Lenders

Need to provide different documents, like employment and income proof, for loan application.

Promise Instant Personal Loan
Promise Instant Personal Loan

Easy!
You can apply loan with just your ID card and mobile number only#.

Loan Plan of General Money Lenders
Loan Plan of General Money Lenders

Loans approval and transaction will always be processed on working days and application needed to be submitted during service hours.

Promise Instant Personal Loan
Promise Instant Personal Loan

Convenient!
Approval result would be ready online instantly⦿.


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Successful Cases

FAQ

What are the other costs involved in loan process?

No, there is no hidden cost or handling fee when you apply loans in Promise, so we can transfer your loan in full.

Will Promise obtain my credit information from a credit reference agency?

Yes, in order to grant the most suitable loan amount, we may obtain a credit report on customers, including their credit report, enquiry record and credit score, from a credit reference agency.

How can I save interest expense?

You can consider making additional repayment on top of your monthly repayment to save on interest expenses and shorten the repayment period. Promise provides flexible repayment plans and calculates interest on daily basis, which diminishes with repaid principle. If you pay off early or make extra repayment, you can save part of the interest expenses immediately, and at the same time no penalties or handling fees will be occurred.

More Inquiries

  • "Instant Money Transfer" applies to loans that are transferred via Faster Payment System (FPS), which subject to the system maintenance periods.
  • "Apply Anywhere" is only applicable to customers who choose to sign the loan agreement online and fulfill the loan conditions of "signing loan agreement online". Customer can also choose to sign the loan agreement in any of our branches.
  • For application, only HK ID card and mobile phone will be required for working people. If customers can only provide HK ID card and mobile phone, the maximum loan amount will be HK$100,000. A more ideal loan amount might be approved, if additional documents can be provided.
  • "Instant Approval" is limited to online application which is a preliminary approval result. We reserve the right of final approval.
  • The maximum loan amount for "Freelancer" will be HK$100,000.

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