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My son was very athletic throughout his primary school years. He had quite a healthy history as far as injuries went. Then a serious accident happened in a football match - his leg tendon was ripped. In hospital, the doctor told of the urgency of operation. The operation fee of HKD100,000 exceeded our family's capability, and we could not raise that amount of cash for the operation at the moment.
I compared the personal loans from a few banks and lending companies, most of which only provide instant loan approval unless I complete tedious application procedures and submit an enormous number of supporting documents. I was paid in cash at the time and did not have a practice of keeping proofs of income. Without them, I was ultimately unsuccessful in getting instant loan approval from any bank or financial company, adding to the stress.
Luckily, my friend had experience in loan application, and found that Promise provides a simple, convenient and instant loan application process without the need of residential address proof and income proof. As long as you are employed, you can apply with just your HKID card and mobile number. I immediately applied for an instant personal loan online, and got the fund transferred from Promise on the day of approval, which is a lot easier than I expected. I used the fund to settle my son's operation fee, so he could receive proper treatment in time.
Until I met Promise, I always thought that applying loan is complicated, and didn't expect it could be simple and prompt. A financial roadblock can occur anytime, no matter you're starting a business, buying a home or facing any important event in your life, while the difficulties and approval time vary with nature of different financial institutions. Would it be better to lend personal loan from a bank or a financial institution? Compare different options and choose the plan suits you most.
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Applying loan only with mobile number and ID card#. It has never been easier!
