Welcome Offer
Become a Promise new customer and receive a cash reward of up to HK$15,000▲.

Eligible New Customers who withdraw their loans from 1 October 2024 to 31 December 2024, will receive a cash reward of up to HK$15,000▲.

1. Eligible New Customers are entitled to the corresponding reward after they have successfully drawn down the required loan amount in accordance with Terms & Conditions herein. Reward is shown below.

   First Drawdown Loan Amount (HK$)	Cash Reward (HK$)
   $800,000 or above	$15,000
   $600,000 - $799,999	$10,000
   $400,000 - $599,999	$6,000
   $200,000 - $399,999	$3,000
   $30,000 - $199,999	$1,000
   $10,000 - $29,999	$500

2. Promotion Period is from 1 October 2024 to 31 December 2024 (both dates inclusive).
3. This welcome offer does not apply to New Customers whose annual interest rate as stated in their respective loan agreement is 4.4% (i.e. monthly flat rate of 0.2%) or below.
4. This Welcome Offer is only applicable to Eligible New Customers.
5. To entitle the reward, Eligible New Customers must fulfill the first and second installment payment according to the loan agreement.
6. If Eligible New Customers make any repayments/full repayment before the first and/or second installment due date(s), both of which have already been specified and scheduled in the loan agreement, his/her reward entitlement will hence be forfeited without prior notice.
7. In the event where Eligible New Customers revise the loan agreement before the first and/or second installment due date(s), both of which have already been specified and scheduled in the loan agreement, Promise (Hong Kong) Co., Ltd. is entitled to determine his/her reward entitlement at its full discretion.
8. Eligible New Customers are entitled to redeem the reward if there is no delay payment on his/her own account.
9. Eligible New Customers must redeem the reward from any one of our branches in person.
10. Eligible New Customers must redeem the reward before the expiry date, i.e. 31 March 2025.
11. In case of disputes regarding the contents of this offer, the decision of Promise (Hong Kong) Co., Ltd. shall be final and conclusive.
12. Promise (Hong Kong) Co., Ltd. reserves its right to approve any loan applications and / or reward redemption and is entitled to revise the above said Terms and Conditions as it sees fit without prior notice.

• "Instant Money Transfer" applies to loans that are transferred via Faster Payment System (FPS), which subject to the system maintenance periods.
• "Apply Anywhere" is only applicable to customers who choose to sign the loan agreement online and fulfill the loan conditions of "signing loan agreement online". Customer can also choose to sign the loan agreement in any of our branches.
• For application, only HK ID card and mobile phone will be required for working people. If customers can only provide HK ID card and mobile phone, the maximum loan amount will be HK$100,000. A more ideal loan amount might be approved, if additional documents can be provided.
• "Instant Approval" is limited to online application which is a preliminary approval result. We reserve the right of final approval.
• The maximum loan amount for "Freelancer" will be HK$100,000.
• The annual percentage rate (APR) is subject to actual circumstances of individual personal loan applicant.