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I am a private badminton coach. While I have a stable income, most of my clients pay me in cash, so I don't have much proof of income. When my partner and I prepared for the wedding, we did not have enough savings and we urgently needed HKD70,000 to pay for the hotel and banquet. Yet we were too embarrassed to ask our relatives and friends for help. We planned to borrow a loan from a bank or a financial company to solve our cash flow issue. We asked a few about their loan plans, and found that most of them have complicated application procedures for our situation, and require all sorts of supporting documents. The whole process is just so inconvenient to people like us who have no official proof of income.
With a stroke of luck, we saw Promise's personal loan commercial on TV, learning of the online loan application service, available 24 hours a day. Better yet, thanks to Promise's instant low-interest loan service, the interest was calculated on a daily basis instead of monthly, so I was paying less at the end of the day. On top of having zero handling fees, no supporting documents were required, so I could apply for a loan even I'm receiving my salary in cash, and able to handle the wedding expenses immediately. I owe Promise my thanks for their help!
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