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Successful Cases

Case Study
Case Study

Even if I was out of budget, all the application procedures for Emergency Loan, including approval and signing contract can be done online, enabling me to quickly get cash in an emergency.

Rachel
25 years old, Media Editor

The working hours of a media editor are often long and sporadic. In addition to processing texts for long hours every day, I also have to be responsible for other tedious tasks such as content planning, public relationships and communications, and typesetting. The heavy workload always stresses me out. So, in my spare time, I like going shopping in order to relieve stress, while at the same time used it as a way of market research and keep up with the trends. As a result, I often run out of my salary at the end of every month.

I had accidentally overspent once, and when it came time to pay my credit card bills, I had not even received my salary yet. At that point, I could not even pay the minimum repayment amount using my cash on hand. Just when I was mulling over whether I should ask my relatives and friends to borrow money or suffer a heavy credit card interest and handling fees, I heard from a friend that Promise has a mini loan plan that provides fast-approval, short repayment period and low-interest short-term loans without any handling fees. It saved me the extra burden and helped me avoid embarrassment of borrowing money from friends.

I applied for Emergency Loan through the Promise's online platform. All I needed to do was filling in simple personal information and I could borrow HK$2,000 successfully. The entire application process was completed quickly online in just a few steps, with no supporting documents required. Moreover, the repayment amount and period for the Emergency Loan is fixed, so I would not have to go through the hassle of calculating it all by myself. It gives me a clear understanding of the loan interest at a glance, even before the contract being signed! Promise's Emergency Loan solved my short-term cash flow need easily.

From the application process to signing contract and fund remittance, Promise's Emergency Loan was processed really quickly, let me borrow money immediately. Now, even if I overspend for a while I would not have to worry about paying expensive credit card fees and handling fees anymore. I can use Promise's short-term loan to deal with my financial troubles! At the same time, under the economic circumstance with unpredictable changes, Emergency Loan can ease my pressure of temporary cash flow difficulties.

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