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I am running my own handmade craft online shop. The business is fluctuating and has unstable monthly revenue. I even had to pay for operating and other expenses with my savings when there was an insufficient cash flow. Thus, I tried to apply loan to reduce the financial burden. As my income is not steady and could not provide a sufficient proof of income, my application of personal loan at several banks all resulted in rejection, which made me feel frustrated.
Luckily, a friend who also started his own business told me about Promise's revolving loan service. After comparison, I discovered that Promise's loan offers a reasonable interest rate, and I can apply with simple procedures. The benefit of the personal revolving loan is that approved credit can be re-financed without additional approval. In contrast with banks, Promise's personal revolving loan has a flexible repayment period that could repay anytime, which also matches with my cash flow need. Either purchasing new company equipment or maintaining cash flow, I can get the fund whenever I need. Just like having a petty cash account. Considering the benefits of revolving loan, I decided to apply Promise personal revolving loan. I filled some basic information and got an initial application result immediately. It didn't take long for Promise to transfer cash to my bank account, just right after I received the loan approval and confirmed my loan. Thank you Promise for supporting my business plan with the revolving loan.
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