Privilege Offer for Selected Member

Thank you for your continued support!

As a privilege selected member, Promise has prepared a special reward just for you.

You will be entitled up to HK$15,000▲ Cash Reward if you have successfully drawn down the loan on or before 31 December 2024.

You can apply for a loan via any channel listed below:

• Visit any of our branches
• Call our 24-hour member hotline 3199 1111 (Press "2" for revolving loan)
• Login the Member Zone in our webpage and then apply for revolving loan

▲Terms and Conditions of Privilege Offer for Selected Members

1. Selected members are entitled to the corresponding cash reward upon successfully withdraw the required loan amount in accordance with Terms & Conditions herein. Cash reward amount is shown as below.

   First Drawdown Amount(HK$)	Cash Reward Amount(HK$)
   $800,000 or above	$ 15,000
   $600,000 - $799,999	$ 10,000
   $400,000 - $599,999	$ 6,000
   $200,000 - $399,999	$ 3,000
   $30,000 - $199,999	$ 1,000
   $10,000 - $29,999	$ 500

2. Promotion Period is from 2 October 2024 to 31 December 2024 (both dates inclusive) (hereinafter called "Promotion Period").
3. This offer does not apply to selected members whose annual interest rate as stated in their respective loan agreement is 4.4% (i.e. monthly flat rate of 0.2%) or below.
4. To entitle the reward, selected members must fulfill the first and second installment payment according to the loan agreement.
5. If selected members make any repayments/full repayment before the first and/or second installment due date(s), both of which have already been specified and scheduled in the loan agreement, his/her reward entitlement will hence be forfeited without prior notice.
6. In the event where selected members revise the loan agreement before the first and/or second installment due date(s), both of which have already been specified and scheduled in the loan agreement, Promise (Hong Kong) Co., Ltd. is entitled to determine his/her reward entitlement at its full discretion.
7. Selected members are entitled to redeem the cash reward if there is no delay payment on his/her own account.
8. Selected members are entitled to redeem the cash reward ONCE during the Promotion Period.
9. The amount of the eligible cash reward is determined by the first drawdown amount during the Promotion Period.
10. Selected members must redeem the cash reward from any one of our branches in person.
11. Selected members must redeem the cash reward before the expiry date, i.e. 31 March 2025.
12. In case of disputes regarding this offer, the decision of Promise shall be final and conclusive.
13. Promise (Hong Kong) Co., Ltd. reserves its right to approve any loan applications and / or reward redemption and is entitled to revise the above said Terms and Conditions as it sees fit without prior notice.