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Important Information

Do not disclose your password to anyone (including Promise staff and the police). Our Company does not directly promote loan products to individuals, require customers to repay loans or request personal information through WhatsApp, WeChat or Facebook. Please click here to know the details.

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  • Annual percentage rate (APR) as low as 1.12%! Apply Online Now

    Annual percentage rate (APR) as low as 1.12%!

    Low interest loan to boost your cash flow and ease your burden. Learn more now!

  • New offer! New Heights! Team Promise always got your back! New offer! New Heights! Team Promise always got your back! Apply Online Now

    New offer! New Heights! Team Promise always got your back!Team Promise supports you with record-breaking offers!

    New applicants will get up to HKD15,000 cash reward▲ upon successful loan! Learn more!

  • Cheers for life! Round-the-clock instant online approval! Apply Online Now

    Cheers for life! Round-the-clock instant online approval⦿!

    Complete your loan online from the application to cash transfer^. Instantly resolve your needs anytime*.

  • Cheers for the ease! Apply for a loan without supporting documents! Cheers for the ease! Apply for a loan without supporting documents! Apply Online Now

    Cheers for the ease! Apply for a loan without supporting documents!Cheers for the ease! Apply for a loan without supporting documents#!

    Whether you work as a freelance or business owner, applying for a loan only requires your HKID and mobile number#, a simple solution to your cash needs.

  • Cheers for opportunities! Instant cash transfer with FPS! Apply Online Now

    Cheers for opportunities! Instant cash transfer with FPS^!

    Opportunities don't wait! Instant cash transfer with FPS upon approval^

myPROMISE

Suitable for Different Financial Needs

Instant Online Approval!

Applying loan only with mobile number and ID card#. It has never been easier!

Priority for Online Personal Loan myPROMISE - Easy Loan, Easy Pay

myPROMISE

Latest Video

Watch the videos to learn more about our latest information!

myPROMISE

Knowledge on Personal Loan

Promise provides you with different types of loan knowledge before making any loan applications!

  • No Showing Up, Just Need ID Card and Mobile Number to Get an Instant Loan Approval? Beware of the Risks with Mobile Loans

    No Showing Up, Just Need ID Card and Mobile Number to Get an Instant Loan Approval? Beware of the Risks with Mobile Loans

    How to distinguish between tier-1, tier-2 and tier-3 financial institutions? Understand the risks and dangers behind mobile loans.

    READ MORE

  • No Showing Up, Just Need ID Card and Mobile Number to Get an Instant Loan Approval? Beware of the Risks with Mobile Loans

    No Showing Up, Just Need ID Card and Mobile Number to Get an Instant Loan Approval? Beware of the Risks with Mobile Loans

    How to distinguish between tier-1, tier-2 and tier-3 financial institutions? Understand the risks and dangers behind mobile loans.

    READ MORE

  • Impacts of Late Credit Card Payment

    Impacts of Late Credit Card Payment

    Get to know the implications of late payment. Learn about the importance of on-time repayment.

    READ MORE

  • Calculating Loan Interest

    Calculating Loan Interest

    Equip a clear understanding of the methods used to calculate interest on loan products before applying for loan. Be a smart borrower!

    READ MORE

Promise Jai
Listens

As long as you need, and for whatever questions or problems, Promise will listen closely, and do our best to solve your issues. Here and now, with Promise Jai as our representative, we're listening to the needs and demands from our customers, and dedicatedly tailoring every solution. We've picked up a few different cases to share with you below. Which you can feel our attentiveness and exquisiteness.

  • Promise Jai Listens: Immediate cashflow!

    Customer – Ms. Cheung

    Customer – Ms. Cheung

    Our business needs quick cashflow, but our government loan won't come in on time!

    Promise Jai

    Got it! I'm on the case! After analyzing your situation, Promise is here to help. With our fast loan procedures which can be easily completed online, we can reduce your burden. You can also make full repayment anytime after receiving the government loan.

    Promise Jai
  • Promise Jai Listens: Immediate cashflow!

    Customer – Ms. Cheung

    Customer – Ms. Cheung

    Our business needs quick cashflow, but our government loan won't come in on time!

    Promise Jai

    Got it! I'm on the case! After analyzing your situation, Promise is here to help. With our fast loan procedures which can be easily completed online, we can reduce your burden. You can also make full repayment anytime after receiving the government loan.

    Promise Jai
  • Promise Jai Listens: Our warmest service

    Customer – Mr. Lee

    Customer – Mr. Lee

    I've been sweating buckets because of rushing to apply for a loan…

    Customer – Mr. Lee

    How long does it take to receive the funds?

    Promise Jai

    Got it! I'm on the case! All Promise branch across Hong Kong provides bottled water for every customer. No matter what happens, Promise hopes to provide our warmest assistance, so that you won't need to be rushing around for loans!

    Promise Jai

    Don't worry ~ After completing the procedures, we will transfer the loan instantly via FPS to solve your critical needs.

    Promise Jai
  • Promise Jai Listens: Problems with your [cell]

    Customer – Ms. Yuen

    Customer – Ms. Yuen

    I want to upload some documents, but my phone is out of battery, what should I do?

    Promise Jai

    Got it! I'm on the case! All our branches provide phone charging services for our customers who are solving your [cell] problems.

    Promise Jai

myPROMISE - Easy Loan, Easy Pay

Instant solutions to your financial needs. Promise, your first-choice money lender.

myPROMISE - Easy Loan, Easy Pay

Instant solutions to your financial needs. Promise, your first-choice money lender.

Ever since coming to Hong Kong in 1992, Promise (Hong Kong) Co., Ltd has been offering personal loan services with an easy turnaround process. Inheriting the financial knowledge and experience of its mother company in credit management, operation management and marketing management, Promise provides tailored personal loan solutions to meet every financial need. With our flexibility and prompt approval process, you can borrow money at ease.

Promise provides the perfect loan solutions for daily life – an online loan service platform that empowers you to make the next financial move wherever you are. Your application, loan agreement signing and fund transfer will all be completed online without visiting our branches*. Harnessing the power of the internet, you can get your loan approved in an instant⦿ with prompt fund transfer^, and our loan service is available even on late nights, Saturdays and Sundays. Enjoy our loan services anytime, anywhere!

Want to realise your dream? Need instant cash flow? Promise is your first-choice lender.

myPROMISE
Annual percentage rate (APR) as low as 1.12%.
Low interest loan to ease your burden.​